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Conceal carry/Self defense legal insurance????

ACLDN basically gives you money to get a lawyer on retainer and help with some of the technical aspects like hiring someone to do an initial investigation. If you don't know a good self defense lawyer in the area, they have people they can recommend in all states.

That last is very important, since self-defense law is tricky, and is something very few lawyers have any experience with at all. Some lawyers would charge you a fortune just to get up to speed in it, or even worse, just assume they 'know enough'.

ACLDN also stresses getting representation and support right away. As Branca says in his podcasts, you want the legal system to spit you out as soon as possible.

If you get detained (and you probably will) after an SD shooting, having a lawyer right there, with his own investigators report of the scene may make the DA realize this case won't be a pushover, and may very well make them decide to go after other, easier targets. Not guaranteed, but a show of legal force will make them think twice about trying to push a weak case to trial.

If you do have to go to trial, ACLDN also has some of the best expert testimony on-staff there is. Massad Ayoob is just one of the people that is associated with them. From the legal end they will work with your local attorney and help with case law, tactics and strategy.

To me ACLDN seems to be the most likely to be helpful if the situation ever comes up. Plus they provide good training material and the cost is very reasonable.

Thoughts on this Cobalt or HeavyD? I was considering them as they seem to be more of a "real" insurance in that they pay out for a retainer on a local attorney of your choosing.
 
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