what happens if you bought a gun used (person to person), it's defective (can't get thru a range session w/o malfunctions) and needs to go back to manufacturer? I asked ruger this question and they stated I would need to go to FFL 1st and pay for the transfer 1st & shipping of it. this sound right? ruger actually stated that if you're the current owner of a (used) ruger, you NEED to do this anyway. thoughts?