I feel like you just inadvertently made a better argument for keeping it holstered. If you're panicked and confused in the middle of the night and frantically reaching for the loaded gun on your night stand you're probably just as likely to shoot yourself as you are the potential intruder or raccoon digging through the trash.Dog alarm goes off and wakes you from a deep sleep maybe even after you had a few or had a little jazz cabbage….. Confusion/Panic/Adrenaline set in as you fumble trying to get your gun out of the holster while trying to shake the cobwebs…
I mean, that's an even better argument for having that extra safety net. If you're not cognitive enough to draw a handgun from a holster you're probably not cognitive enough to safely handle that pistol.