Most modern belts (ronin, ferro, AWS, etc) are going with the two part (inner Velcro/stiff outer molle) design. You can get a padded inner belt so you can still wear them comfortably if you’re in your birthday suit.
https://www.tacticalholsters.com/product/inner-belt-pad/
https://www.tacticalholsters.com/product/inner-belt-pad/