Point taken. Do you think if the employees prepared individually their employers may feel less of a burden to keep them "afloat"? I know also that most business models are run on a cash in basis but there are other models that allow for profit investment into other areas for down markets rather than expansion. This whole incident shows that financial thinking as a collective (government and private sector) is a paycheck to paycheck dilemma and cash flow only businesses. Maybe after this thinking will change. The thing that gets me is politicians still getting their full salaries. Imagine their personal money management(if anything like their government management(look at the debt). They would have already "opened" things back up if they weren't getting paid. This "crisis" has them power drunk. Hope sobriety is forced upon them painfully.....Excellent point, but that is more geared towards individuals personal finances. This shutdown is causing successful businesses who can't function or that aren't allowed to be open to lose it all. You can be debt free and dump you life savings in to a business that your employees depend on, and then the government takes it all away. Those business bills keep adding up if you're trying to keep your employees afloat, pay the building lease, equipment, insurance, etc. Neither responsible nor irresponsible Americans should have to suffer because of a government forced lockdown.